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Study: Paid Sick Days Could Lower Healthcare Costs

November 15th, 2011

A new report issued by the Institute for Women’s Policy Research found that access to paid sick days could save $1 billion each year in medical costs. Right now more than 44 million American workers don’t receive paid sick days and even more than that are not allowed to use time off to take care of sick children or family members. “Taking time off work to see a primary care doctor is common sense, but over 40 million Americans cannot do so without losing pay or their job,” said Kevin Miller, Senior Research Associate with IWPR, and an author of the report. “Americ Read more…

Tags: Costs, Paid Sick, Paid Sick Days, Sick Days

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Employees pass up health insurance benefits as costs rise

November 10th, 2011

The rising cost of health insurance is pushing more South Florida employees to consider what had been unthinkable: Passing up medical coverage offered at work.

A strata of young, physically fit workers have always skipped employer health benefits they view as an unnecessary cost. But insurance agents say a growing number of older employees and even families are trying to save money by switching to low-priced health policies they buy on their own.

Insurance experts say employees can find credible, lower-cost coverage outside the workplace, through high-deductible plans. But they say it’s a gamble because it takes a lot of work to find a good plan without big holes. Read more…

Tags: Health Insurance, Insurance

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Barclays signs major agreements with Aviva and Legal & General

November 9th, 2011

Barclays has today signed arrangements with Aviva and Legal & General to provide innovative industry-leading life and general insurance products for its UK Retail customers. These new arrangements will deliver improved choice and accessibility, as well aspetitively priced products to new and existing customers.

Aviva will provide life assurance and personal accident products on a non-advised basis. Barclays customers will be able to choose life assurance, over 50s life assurance and personal accident insurance through the banks branch network, online or over the telephone.

Read more…

Tags: General

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WI Making Mistake with Adjustments to Auto Insurance Minimums?

November 8th, 2011

Many states have examined their minimum requirements for auto insurance coverage. A majority of these states have increased their requirements or have lowered them slightly in order to give drivers some relief. The state of Wisconsin is taking the radical step by lowering their minimum requirements by half. Drivers in the state will now be required to have $25,000 in liability coverage per person and $50,000 for each accident. The new law was instituted in response to drivers wanting lower car insurance premiums. Drivers who have poor driving records will save a lot of money each month on their car insurance premiums but people with excellent driving records will barely see a change in their insurance premiums and they will have half as much coverage. Read more…

Tags: Auto Insurance, Insurance

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Benefits of Taking Umbrella Insurance Policy

November 5th, 2011

The umbrella insurance policy is also referred to as personal liability policy. The umbrella insurance plan will never be featuring in the priority list of any individual unless they are well aware about the benefits of it. As the number of people who are facing bankruptcy is increasing, the need for these kinds of plans is increasing very widely. There are several advantages of an Umbrella insurance policy. One of the added advantages with these kinds of policies is that, they will be covering all the expenses associated with the unfortunate occurrences. Other than providing overall coverage, it will also be providing additional coverage for the legal claims of the property possessors. Read more…

Tags: Umbrella Insurance

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