The rising cost of health insurance is pushing more South Florida employees to consider what had been unthinkable: Passing up medical coverage offered at work.
A strata of young, physically fit workers have always skipped employer health benefits they view as an unnecessary cost. But insurance agents say a growing number of older employees and even families are trying to save money by switching to low-priced health policies they buy on their own.
Insurance experts say employees can find credible, lower-cost coverage outside the workplace, through high-deductible plans. But they say it’s a gamble because it takes a lot of work to find a good plan without big holes. Read more…
The umbrella insurance policy is also referred to as personal liability policy. The umbrella insurance plan will never be featuring in the priority list of any individual unless they are well aware about the benefits of it. As the number of people who are facing bankruptcy is increasing, the need for these kinds of plans is increasing very widely. There are several advantages of an Umbrella insurance policy. One of the added advantages with these kinds of policies is that, they will be covering all the expenses associated with the unfortunate occurrences. Other than providing overall coverage, it will also be providing additional coverage for the legal claims of the property possessors. Read more…
Landlord building insurance holders hoping to build their own or invest in new builds, are currently suffering at the hands of land registry and the costs of regulation.
At least that’s the verdict of the Home Builders Federation (HBF), this week.
Steve Turner is head of communications for the HBF, and he thinks the rise in the cost of materials is “concerning” for many builders.
He goes on to say however that it’s land and regulatory costs that remain the “biggest constraints on viability”.
He says: “The materials costs will have an impact, but it is not as significant as the cost of land and the increasing regulatory costs central and local government are imposing on house builders.”
The latest figures from the Office for National Statistics (ONS) shows that output in the construction sector dipped by 0.6 per cent in the third quarter of the year.
Eviction specialists Landlord Action reports that housing charity, Shelter reveal that some 35,000 people could face losing their home by the end of the year through repossession.
This action comes as cheap landlord insurance holders disclose tenants are falling behind with mortgage payments, or through eviction, as a result of renal arrears.
Paul Shamplina is founder of Landlord Action, and he comments that this statistic should encourages landlords insurance holders to be a little more understanding at this time of year.
He says: “Reports from Shelter that 35,000 people are at risk of losing their home before the end of the year are staggering. With that said, i
An addict-turned-social worker explores the relationship between poverty and addiction, exposing how Medicaid cuts could have disastrous consequences on entire communities.
This week the City of Philadelphia was awarded the dubious distinction of the nation’s “poorest large city,” with one quarter of the adult population and one third of children living below the poverty line. Philly’s been big and poor for a long time now, but this is a significant uptick from previous census numbers, and the total economic impact of the ongoing Great Recession has probably not yet been felt. While a
When it comes to purchasing a life insurance policy, a good rule of thumb is to never jump into buying the first policy offered to you. There are hundreds if not thousands of insurance providers in the market today. As a smart buyer, you need to make sure that you are getting the right offer while maximizing your money’s full potential. Insurance agents can be very pushy. They can get you to buy additional services that you don’t need. These agents are mostly pushy and very annoying. When purchasing life insurance policy, it is important to know what you need, what other options you have and what of these options would suit your personal lifestyle the best.