Insurance For You

Disadvantages of Temporary Health Insurance Coverage

May 17th, 2011

Most of us would readily go for temporary health insurance coverage due to the fact that it is cheap and as much as temporary health insurance is vital especially when it comes to emergencies this type of medical cover has its disadvantages which will help you as a applicant to get this type of cover be able to evaluate whether or not this type of cover suits you healthcare need some of the disadvantages include the following:

First of all one of the major disadvantage of temporary health insurance coverage is the fact that has limitation when it comes to its renewal. In some of the cases the limit of this type of insurance plan is six months and when reapplying one may even fail to qualify the second time. Read more…

Tags: Coverage, Health Insurance, Health Insurance Coverage, Insurance Coverage

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Cut the Cost of Gas in Half with This One Simple Tip

May 14th, 2011

Unless you’ve been hiding under a rock, you’re probably well aware that gas prices have skyrocketed this past year. As of this week, the national average cost of a gallon of regular, unleaded gasoline is $3.97, a whopping 36.5% increase from last year. And that’s just the average. In California, the price of gas hit an astronomical $4.25!

Of course, what goes up must come down, right? Well, not necessarily anytime soon. And since we can’t control how much gas costs, most of us are trying to figure out how we can use less of it.

The average American drives approximately 13,500 miles per year in a vehicle that gets an average of 25.5 miles per gallon of gas. That’s

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Tags: Gas, Gas Half

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Top 5 Tips for Sharing the Road Safely with Pedestrians

May 12th, 2011

The numbers for car-pedestrian collisions are sobering. From 2005 to 2009, there were 224,000 collisions involving pedestrians and single-passenger vehicles. Of those accidents, 13,193 were fatal. But even more sobering are the circumstances in which those pedestrians were hit.

Though you might imagine otherwise, the most common scenario in which a pedestrian and car collide is when a person is crossing the road and the vehicle is going straight — this is how it happens 95 percent of the time. In many of those cases (54 percent), nothing is obscuring the driver’s vision. And the driver usually fails to brake.

In fact, drivers who hit pedestrians while traveling straight hit the brakes only 13 percent of the time. And

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Top 7 Driving Phobias (And How To Conquer Them)

May 2nd, 2011

April was Distracted Driving Month, which got us wondering, are people distracted by their driving phobias? So we polled our Facebook community to learn more about what exactly gives them the behind-the-wheel heebie-jeebies. Here’s what they said shakes them up:

• 27% Driving on mountain roads without guard rails
• 27% Driving in bad weather (ice, snow, and rain)
• 20% Driving near large trucks
• 4% Becoming unable to drive
• 4% Driving over bridges
• 3% Driving near intoxicated drivers
• 1% Veering off the road (uncontrollably)
• 1% Fearing that the hood latch would suddenly release

If any of these driving anxieties sound familiar, here are some tips for staying calm on the road (no matter what happens):

A good instructor can guide you through driving situations that make you feel uncomfortable and help you bolster your confidence. A

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Tags: Driving Phobias, Phobias

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Making Windshield Claims Easy (and Green)

April 22nd, 2011

Ever driven down the road and heard the sickening sound of a rock flying into your windshield? Not a good thing to hear, huh?

It happens all the time, though. In fact, glass damage is one of the most common car insurance claims. But there’s good news, too. With Esurance, you can file glass claims online or through your smartphone. And it’s quick and easy.

Plus, when you file your claim online, you still have all the benefits of the Esurance glass-repair program:

• Lifetime warranty for as long as you own your car
• Windshield repair options (you don’t have to replace your windshield)
• Free mobile repair service
• No paperwork

We hope you’ll never hear the sound of your windshield being struck by a rock, but in case you do, we’re here for you.

Save a Windshield, Plant a Tree

In 2009, we partnered with Esurance to kick off Save a Windshield, Plant a Tree. Through t

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Tags: Windshield, Windshield Claims

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